Off-Season Mode

The fantasy stock market for NBA & NFL players

Start with $10,000 P&P Cash. Buy shares in real players. Prices move on every game based on how they perform vs. expectations. Climb the leaderboard, win real prizes.

Live PI pricing
Weekly cash prizes
AI auto-adjust
Overview

What is PNPIndex?

PNPIndex (Player & Performance 500) is a fantasy stock market focused on the NBA & NFL. Each active playoff / in-season player has a stock price that rises and falls based on their real-game performance relative to expectations.

You start with $10,000 P&P Cash and can buy shares in any tradeable player. When they outperform expectations, their price climbs. When they underperform, it drops. Your goal is to build the most valuable portfolio.

Only active players can be traded. Once a team is eliminated, their players' stocks are locked — no buying or selling.

Tiers

Starting Cash & Player Tiers

Every trader starts with $10,000 P&P Cash. Prices are organized into five tiers:

TierPrice RangePlayer Type
T1$50 – $90Rotation players — solid contributors, lower upside
T2$90 – $140Quality starters — consistent producers
T3$140 – $200All-Stars — elite performers
T4$200 – $300Superstars — franchise cornerstones
T5$200+All-NBA dynamic tier — top-tier, variable ceilings
PI Formula

Performance Index Formula

After each game, every player receives a Performance Index (PI) score from their box score. It's compared to their expected PI to determine price movement.

NBA Formula
PI = PTS×1 + REB×1.25 + AST×1.5 + STL×3 + BLK×3 − TO×1.5 − PF×0.5
PTS
+1.0
Points
Base scoring — expected from all players
REB
+1.25
Rebounds
Slightly more valuable than points — contested effort
AST
+1.5
Assists
High playmaking value — hardest to replicate
STL
+3.0
Steals
Rare defensive impact — flips possessions
BLK
+3.0
Blocks
Rim protection — directly prevents scoring
TO
−1.5
Turnovers
Giveaways hurt the team — poor decision-making
PF
−0.5
Fouls
Limits playing time, gives opponents free points
Pricing

Price Movement Mechanics

Price Delta
delta = (actual PI − expected PI) / expected PI × 100%
e.g. +12% above expected PI → price up to +12%
  • ±15% daily cap — a single game can move a stock by at most 15% in either direction.
  • 1.1× playoff multiplier — playoff performance impacts are amplified by 10%.
  • Hot streak bonus — 3+ consecutive above-expectation games earn a hot streak indicator and slight additional multiplier.
Rules

Trading Rules

  • NBA · 7-day minimum hold — after buying, hold at least 7 days before selling (games are near-daily).
  • NFL · 2-game minimum hold (~14 days) — NFL teams play once a week, so trades lock for two game weeks.
  • In-season trading only — locked players cannot be bought or sold.
  • Elimination lock — when a team is eliminated, all their players freeze.
  • No shorting or leverage — you can only buy shares you can afford.
Live

Live Game Behavior

When a playoff game is in progress, prices tick approximately every 2 minutes based on the live box score.

  • ▸ Active-game players show a pulsing LIVE badge.
  • ▸ Live ticks use a partial-game PI (accumulates quarter by quarter).
  • ▸ When the game ends, a final price update lands from the official box score.
  • ▸ The live-scores banner shows all currently active games with real-time scores.
Locks

Injury & Elimination Rules

  • Injured players — stocks stay tradeable with an injury indicator. Missed games mean no PI update; the price holds until return.
  • Team eliminated — all their players lock immediately at the elimination price.
  • Not in playoffs — players whose teams missed the playoffs show a lock badge and cannot be traded, but historical data remains viewable.
Rookies

Rookie Pricing

Because stock systems reward players who are underperforming or under-hyped, rookies get a dedicated formula:

Rookie Expected PI
= (prior-year PI × situation_multiplier) + (team_avg_position_PI × 0.4)
Situation multiplier: 0.8 (crowded depth chart) → 1.3 (immediate starter role)
Payouts

Prizes & Membership

Weekly Top 10 Leaderboard — Members Only
1st $100 · 2nd–3rd $50 · 4th–10th $20
Premium — $5/mo
AI Auto-Adjust, Alerts, prize eligibility, advanced analytics.
Upgrade

Ready to trade?

Enter the market and start building your portfolio.

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